La Plata Landscape · Southern Maryland
Financing options made simple
A welcoming front yard. A patio for gathering. An outdoor space you can enjoy for years. Explore ways to fit your landscape project into your budget—from paying in stages to financing through Lyon Financial.
More possibilities for your outdoor project
Explore home improvement financing through our partner, Lyon Financial. Visit our custom La Plata Landscape page to learn more and begin an inquiry.
- Fixed-rate financing options
- Loans up to $250,000*
- Terms up to 20 years*
- No prepayment penalties
- No equity or appraisals required
- Special military programs available for eligible applicants*
Opens La Plata Landscape’s page on Lyon Financial’s website. Lyon Financial is a financing facilitator, not a lender or broker.
Estimate your monthly payment
Try Lyon’s calculator with your project amount, an example interest rate and repayment term.
Calculator results are estimates, not a loan offer or approval. Examples shown by Lyon may cover other loan programs; confirm terms for your landscape project directly with Lyon. Open calculator in a new tab.
*All loans are subject to credit approval. Amounts, rates, APR, terms and program availability depend on the loan purpose, lender and applicant qualifications and may change without notice. Not all applicants qualify. Military benefits have conditions and limitations. Longer terms can lower monthly payments but increase total interest paid. Review Lyon’s current terms and conditions.
Choose what works for you
Three more ways to plan your budget
Credit card with intro 0% APR
- Use your own card if it offers 12–21 months at 0% APR on purchases.
- Earn rewards if your card’s program offers them.
We accept all major cards with no surcharge.
Pro tip: Pay off your balance before the promotional period ends to avoid the regular interest rate on a remaining balance.
Check your card’s purchase APR, promotional deadline, fees and required monthly payments. Offers and rewards vary by issuer.
“Phase your project” plan
Break the work into practical stages and pay for each phase as you go.
- Phase 1: Front yard curb appeal—an illustrative budget of $2,000–$8,000.
- Phase 2: Add a backyard patio next season.
No loans. No financing interest.
We can plan the overall layout first so each phase fits the finished design.
Actual pricing depends on your property, materials and scope. Each phase is quoted separately.
Home equity options
HELOC: Borrow as you go and use only what you need. Some plans allow interest-only payments during the draw period; rates are usually variable.
Home equity loan: Receive a lump sum, typically with a fixed rate and payment.
Illustration: $20,000 at a 6.5% fixed annual interest rate over 10 years is about $227/month in principal and interest (120 payments), excluding fees. This is not a current rate offer.
Compare lender rates, APR and fees. Your home secures the loan. Interest may be tax-deductible for qualifying improvements to the home securing the loan, subject to IRS rules and limits—consult your CPA. IRS guidance.
Start with a plan, then choose how to pay
Share your goals, budget and timing. Explore our landscape services for ideas.
We’ll discuss the scope and estimate, including whether a phased landscape design makes sense.
Choose pay-as-you-go, your own credit card, a home equity option or financing through Lyon. Review the full cost and terms before deciding.
Let’s plan your outdoor space
Talk with La Plata Landscape about your Southern Maryland project and a practical way to get started.